Exchange
HealthCare.gov
Federal exchange
Medicaid Expansion
✅ Expanded
Adults up to 138% FPL eligible
Avg. Benchmark Premium
$530/mo
Age 40, Silver plan
Maine Overview
Maine expanded Medicaid through a 2017 voter initiative. The state uses HealthCare.gov and has seen improved marketplace competition.
How to Enroll in Maine
Maine uses the federal exchange at HealthCare.gov.
Visit HealthCare.gov during Open Enrollment to browse plans, compare premiums, and apply for subsidies. You can also call the marketplace helpline at 1-800-318-2596.
Medicaid in Maine
Maine has expanded Medicaid under the ACA.
Adults with household income up to 138% of the Federal Poverty Level may qualify for Medicaid coverage with little or no premium cost. If your income drops due to the subsidy cliff, Medicaid may be an option.
Calculate Your Maine Premiums
See how the subsidy cliff affects your specific situation.
Open Calculator →See How the 2026 Subsidy Cliff Affects You
Enter your income and household size for a personalized premium comparison.
Calculate Your 2026 Premium Impact →Related Resources
⚠️ Disclaimer
This calculator provides estimates for educational purposes only. It is not a substitute for professional advice. Actual premiums, subsidies, and eligibility may vary based on your specific circumstances, location, and available plans. We are not licensed insurance agents or brokers. For official information, visit HealthCare.gov or contact a licensed insurance professional. This site is not affiliated with the U.S. government, CMS, or any insurance company.