Exchange
HealthCare.gov
Federal exchange
Medicaid Expansion
❌ Not Expanded
Limited Medicaid eligibility
Avg. Benchmark Premium
$570/mo
Age 40, Silver plan
South Carolina Overview
South Carolina has not expanded Medicaid. The state uses HealthCare.gov. Rural areas face particularly limited plan choices and higher costs.
How to Enroll in South Carolina
South Carolina uses the federal exchange at HealthCare.gov.
Visit HealthCare.gov during Open Enrollment to browse plans, compare premiums, and apply for subsidies. You can also call the marketplace helpline at 1-800-318-2596.
Medicaid in South Carolina
South Carolina has not expanded Medicaid.
Without Medicaid expansion, adults without dependent children may have very limited Medicaid eligibility. There may be a “coverage gap” for people who earn too much for traditional Medicaid but too little for marketplace subsidies. Check your state's Medicaid program for current eligibility rules.
Calculate Your South Carolina Premiums
See how the subsidy cliff affects your specific situation.
Open Calculator →See How the 2026 Subsidy Cliff Affects You
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Calculate Your 2026 Premium Impact →Related Resources
⚠️ Disclaimer
This calculator provides estimates for educational purposes only. It is not a substitute for professional advice. Actual premiums, subsidies, and eligibility may vary based on your specific circumstances, location, and available plans. We are not licensed insurance agents or brokers. For official information, visit HealthCare.gov or contact a licensed insurance professional. This site is not affiliated with the U.S. government, CMS, or any insurance company.